For Business Lending
Funding shouldn’t hold your business back.
Getting the right business finance is rarely straightforward but it shouldn’t have to be your problem to solve alone. Our team of former senior bankers has over 100 years of combined experience across NAB, CBA, Westpac, ANZ and Judo Bank. We know how lenders think, how they assess risk, and what it takes to get a deal across the line.
We don’t just compare rates. We work through the right structure for your situation, put your case to the right lenders, and negotiate terms that work for your business whether you’re acquiring, expanding, refinancing or just need capital to keep moving.
Business Expansion
Ready to grow? Whether you’re opening new locations, launching new products or scaling operations, we structure the finance to match your plans and negotiate the terms with lenders on your behalf.
Business Acquisition
Buying a business is complex, the finance doesn’t have to be. We structure acquisition lending around the business itself, not just your personal assets, and guide you through the process from first conversation to settlement.
Equipment & Asset Finance
From vehicles to machinery to essential equipment, we find the right finance structure for what your business needs to operate and grow, without tying up your working capital unnecessarily.
Working Capital
When cash flow is under pressure or an opportunity appears, having the right facility in place makes all the difference. We structure working capital solutions that fit how your business actually operates.
Refinancing & Restructuring
Still on the same facility your bank set up years ago? We run a full lender review, create competition for your business and negotiate better terms. One client saved over 1.3% per annum, that’s real money back in the business.
Property Development
From land subdivision to construction, development finance requires lenders who understand the process. We structure your funding around your project timeline and manage the lender relationship throughout.
Commercial Property Finance
Buying or investing in commercial property? We manage the finance process from start to finish – comparing lenders, structuring the deal and negotiating terms so you get the right outcome, not just the first approval.
Trade & Import/Export Finance
Managing imports, exports or cross-border transactions comes with its own financial complexities. We structure trade finance that fits your trading terms and keeps your cash flow working while goods are in transit.
SMSF (Self Managed Super Fund)
Looking to purchase investment property through your Self Managed Super Fund? We structure SMSF lending to meet the specific requirements of your fund and the lender and make the process straightforward.
Why Businesses Choose Taper
We simplify the lending process by managing the comparison, negotiation, and structuring of finance so you can focus on running your business.
Our team spent decades inside the major banks from NAB, CBA, Westpac, ANZ and Judo Bank. We know how lenders assess a business, what makes a credit submission succeed, and where most brokers leave money on the table.
We don’t send your application to one lender and wait. We prepare a proper case for your business, put it in front of the right lenders, and negotiate until the terms actually work for you.
Direct access to experienced brokers. No hand-offs. No call centres. No surprises.
See how we have structured finance for businesses across multiple industries.
Talk to a business finance specialist today.
Leave your details below and one of our brokers will be in touch to discuss your situation and find the right solution for your business.
Calculate Your Loan Options
Explore our comprehensive suite of loan calculators to make informed financial decisions and plan your loan options with confidence.
Frequently Asked Questions
What types of businesses does Taper Financial Solutions cater to with its suite of business capital solutions?
We work with businesses across a wide range of industries, from small operators to mid-market companies. Our focus is on business owners who need structured finance, not just a rate comparison. If you’re acquiring a business, growing, restructuring debt or managing cash flow, we can help.
How isTaper Financial Solutions different from going directly to my bank?
When you go directly to a bank, you get one set of products and one credit team’s view of your business. We work across multiple lenders, prepare a proper credit submission and negotiate on your behalf. Our team spent decades inside the major banks. We know how they assess risk and how to present your business in the strongest possible light.
How do you help with business acquisition finance?
We structure acquisition lending around the business being purchased, not just your personal assets. We prepare the credit submission, manage the lender process and have settled acquisition finance across multiple industries. The earlier you bring us in, the better the outcome.
What does the refinancing process involve?
We start by reviewing your current facility and understanding what you’re trying to achieve. We then run a full lender review, create genuine competition for your business and negotiate improved terms. One client saved over 1.3% per annum through this process, which is a material difference to cash flow.
How do I know if I qualify for business finance?
Eligibility depends on your trading history, cash flow, credit profile and the purpose of the funding. Rather than trying to assess this yourself, speak with one of our brokers. We’ll give you a straight answer about what’s achievable and what the right structure looks like for your situation.
Can you help with trade finance for importing or exporting?
Yes. We structure trade finance around your operating cycle, whether you’re importing goods, exporting, or managing cross-border transactions. The goal is to keep your cash flow working while the goods are in transit.
Do you work with businesses buying commercial property?
Yes. Whether you’re buying owner-occupied premises or investing in commercial property, we manage the finance process from start to finish, comparing lenders, structuring the deal and negotiating terms suited to your position.
Does Taper work with SMSF lending?
We structure lending for investment property purchases within a Self Managed Super Fund. SMSF lending has specific requirements and not all lenders offer it. We know which ones do and how to structure the application correctly.
How long does the business lending process take?
It depends on the complexity of the transaction and the lender. Straightforward applications can move quickly. One client settled a $3M low doc loan in two weeks. More complex transactions such as acquisitions or development finance take longer. We’ll give you a realistic timeframe from the outset.